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Tuesday, September 8, 2009

Avoid Ryanair's credit card fee by paying with Electropay

Anyone who has ever booked flights with Ryanair knows the frustration of the added fees that will increase the price substantially. I wrote a blog post about how to avoid Ryanairs credit card fees here and have now tried it. Even if it isn’t a completely free way of getting around the credit card fee, it is a highly recommended approach. The satisfaction of not paying the Euro 5 per passenger, per flight is extraordinary.

To avoid paying the hefty credit card fee that Ryanair imposes, you need to do the following.

Step 1 : Go to Entropays website, click here.

Step 2 : Sign up for Entropay by filling out a simple form. Please note, choose GBP as the account currency. This is the only way if you want Ryanair to recognise this virtual credit card as VISA Electron.

Step 3 : Give them the details of your standard credit card that you want to use to pay Electropay with.

Step 4: load your new virtual credit card with an amount, at least 10 GBP. The best way is to load the card with the exact amount that the flight cost.

You are now set to go. The signing-up only takes a few minutes. And once done, you can use it as many times as you want.

This is not a completely free service. They will charge you 4.95% of the amount you load the card with. For example, if you load Entropay with 10GBP, they will charge you 0.45 GBP. So of course, there is going to be a point where it will cost the same with Entropay as with Ryanair. This will be when you book a single journey for 1 passenger for EUR 101.01. So, if the fare is less than this, it will be cheaper with Entropay. How much cheaper will be depends on the price of the flight. The cheaper the flight, the higher the benefits of using Entropay.

When you book your flight on the Ryanair website, choose the VISA Electron option for paying. This is currently the only option there that is free. Of course, if you live in a country that offers a VISA Electron, you might opt for that one instead of the virtual way.

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